PROGRESS DETAILS

 

Performance details for last 5 years are as follows (Rs in lakhs)

Year

Share Capital

Reserves

Deposits

Working Capital

Net Profit

Loan Outstanding

2009 &10

1710.41

5288.62

60303.03

73737.81

+ 205.65

42255.53

2010 &11

1796.30

6016.64

65022.33

82603.16

+ 239.40

46322.32

2011 &12

2046.38

6346.51

77682.27

105882.42

+285.39

58483.04

2012 &13

2488.65

6749.76

92125.98

125450.94

+340.85

71228.12

2013 &14

2833.46

7129.73

109915.27

145232.18

+395.32

83676.78

 

 

 

SHARE  CAPITAL 

 Share  Capital  is  increased  for  Rs. 1710.41 lakhs to Rs. 2833.46 lakhs during  2010  to  2014 with  an average  increase  16.41%  per  year

 

 

RESERVES

 Total  Reserves  is  increased  from  Rs. 5288.62  lakhs  to  Rs. 7129.73 lakhs  during  2010  to  2014 with  an average  increase  8.70%  per  year.

 

 

DEPOSITS 

 Total  Deposit  is  increased  from  Rs.60303.03  lakhs  to  Rs. 109915.27  lakhs  during  2010 to  2014 with  an average  increase  20.57%  per  year

 

 

 

WORKING  CAPITAL 

 Working  Capital  is  increased from  Rs. 73737.81  lakhs  to  Rs. 145232.18  lakhs  during  2010  to  2014 with  an average  increase  24.24%  per  year.

 

 

LOANS  OUTSTANDING  

 Loan  Outstanding  is  increased  from  Rs. 42255.53  lakhs  to  Rs. 83676.78  lakhs  during  2010  to  2014 with  an average  increase  24.51%  per  year.

 

 

NET  PROFIT 

 Net  Profit  is  increased  from  Rs. 205.65  lakhs  to  395.32  lakhs  during   2010-2014 with  an average  increase  23.06%  per  year.

 

AGRICULTURAL  LOAN  DISBURSED 

 Agriculture Loan disbursement is increased in 5 years. (Rs in lakhs)

 

 

 

TARGET  AND  ACHIEVEMENT  IN  AGRICULTURAL  LENDING (Rs in lakhs)

Particulars 2010 2011 2012 2013 2014
Target 12100 13000 17000 25000 31000
Achievement 15283.51 15567.46 22787.73 27180.92 33671.1
Out of which % loan disbursed to Small & Marginal farmers 72.15 72.32 72.46 73.55 73.96

 

Achievement  is  more  than  the  target  fixed  for  all  these  years.  Agricultural Loans provided to Small Farmers were more than 73.96%

 

 

 

 

 

 

 

LOANS DUES FROM CO-OPERATIVE SOCIETIES FOR LAST 5 YEARS (Rs in lakhs) 

Particulars

2010

2011

2012

2013

2014

Agril Loans to Societies

15147.37

14686.28

25498.52

32306.05

30324.82

Non Agril Loans to Societies

11954.98

13182.89

9652.07

10149.27

17806.26

Total

27102.35

27869.17

35150.59

42455.32

48131.08

Out of which Agril Loan outstanding % 

55.89

52.70

72.54

76.09

63.00

Society Loan Outstanding   is increased from Rs. 27102.35 lakhs to 48131.08 lakhs during 2010-2014.  

 

S.H.G.  IMPLEMENTATION    

Bank  has  given  preference  in  implementing  the  scheme  for  creation  of  SHGs  and  lending  as  per  the  guidelines  of  Central  Government  and  NABARD.  Our  Officials  are  being  deputed to  the  various  trainings  conducted  by  Apex  Bank  and  NABARD  for  this  purpose.

 

Our Achievement in SHG Levels is as follows:- 

SHGs formed 

6859

Deposit Level at SHGs                          

1452.42 lakhs

SHGs to which loan is provided              

4666

Of which women SHGs 

3266

 

COMPUTERISATION 

             All our 49 branches are working under CBS and new technologies like RTG/NEFT and inter branch transactions have been implemented in our all branches. ATM service, internet banking, mobile banking and sms alert services will be started shortly.

 

D. A. P  

             Bank  has  prepared  Development  Action  Plan  for  5  years  for  1994-95  to  1998-99  and  has  signed  the  MOU.  This  scheme  is  subsequently  extended  till  2006-07  and  then    for  2006-07  to  2011-12.

             Bank  Staff  are  being  deputed  often  for  training  by  NABARD / Apex  Bank  for  effective  implementation  of  DAP.

  

BDP

            164  PACS  out of  166  PACS in  the  District  are  selected  under  B.D.P..  Ours is the first D.C.C.  Bank  who  has  covered  all  the eligible  PACS  under  B.D.P..  Implementation  of  B.D.P  is  helped  the  PACS in  increasing  their  business  and  achieving  self  reliance  in  providing  better  service  in  the  rural  area.

 

 

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