THE  KANARA  DISTRICT  CENTRAL  CO-OP. BANK  LTD.,  SIRSI  (U.K.).

Interest Rate Chart for Loan Products.

Effective  From

Particulars

Rate

Remarks

 

SAO Ordinary

   
 

SAO Small

   
 

SKCC Ordinary

   
 

SKCC Small

   
 

SKCC Sugarcane Ordinary

   
 

SKCC Sugarcane Small

   

01-04-2014

ALL SLABS

10.50

FA

 

Marketing STL to Agril Societies

   
 

Marketing STL to Marketing Societies

   
 

Marketing S T L For Paddy Areca etc.,

01-04-2010

ALL SLABS

11.00

OB + FA

 

Marketing S T L For own purchase of paddy areca etc.,

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

ST(Agril) NAO Ordinary

   
 

ST(Agril) NAO Small

   
 

S T (agril) NAO

01-02-2010

ALL SLABS

12.00

OB+FA

 

STL to Employees Societies

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

STL SHG to Societies

   
 

ST  Loan  to  societies  for  SHG

01-04-2012

ALL SLABS

11.00

OB  +  FA

 

Bill  discounted  societies

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

ST  Loan  to  Urban  Banks

01-04-2011

ALL SLABS

13.00

OB + FA

 

ST  Loan  to  other  societies

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

ST  Loan  to  Agril  societies

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

Other  ST  loan  to  agril  societies  for  vehicles

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Other S T   Loan  to  Agril  Societies  for   Consumer   Durables  other  than Solar   Light   and   Heater

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Other S T   Loan to Agril  Societies  for   C  D L   Solar   Light  and  Heater  only

01-04-2011

ALL SLABS

11.00

OB  +  FA

 

BCC to Agril Societies (Control)

   

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

BCC to Agril Societies(Non Control)

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

FCC to Agril Societies

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

WCC to Agril Societies

   

01-04-2011

ALL SLABS

12.00

OB+FA

 

WCC to Agril Societies(Gold)

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

BCC to Marketing Societies (Control)

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

BCC to Mkting Societies ( Non Control)

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

FCC to Marketing Societies

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

SPCC to Marketing Societies

   

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

ORP to Marketing Societies

   

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

BCC to Consumer Societies

   
 

BCC to Processing Societies

   
 

CC  to  other  societies

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

CC to Industrial Societies

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

CC to Fisheries Societies

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

WCC  to  labours  societies

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

CC to Milk Union

   

01-02-2010

ALL SLABS

12.50

OB  +  FA

 

BCC to Employees Societies

   
 

WCC to Employees Societies

   

01-02-2014

ALL SLABS

11.50

OB  +  FA

 

CC to Urban Banks

   

19-11-2012

ALL SLABS

12.00

OB  +  FA

 

WCC  to  Urban  banks  for  Gold  Loan

01-04-2008

ALL SLABS

12.00

OB  +  FA

 

WCC  to  Urban  banks

19-11-2012

ALL SLABS

12.00

OB  +  FA

 

WCC to Non Agril Societies

   
 

WCC  to  other  societies

19-11-2012

ALL SLABS

12.00

OB  +  FA

 

WCC to Non Agril Societies (Gold)

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

BCC to Other Societies

   
 

CC  to  other  societies

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

WCC  to  other  societies

19-11-2012

ALL SLABS

12.00

OB  +  FA

 

OD to Societies

   
 

OD to Urban Bank

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

OD to KSC ARD Bank(1.4.3.5)

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

WCC SHG to Societies

   
 

Overdraft  to  societies  for  SHG

01-04-2011

ALL SLABS

11.50

OB  +  FA

 

Cash  credits  to  agril  societies  for  vehicles

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Cash credits   to agril  societies  for   consumer   durables  other  than solar   light   and   heater

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

 Cash credits  to agril  societies  for   consumer  durable   solar   light  and  heater  only

01-04-2011

ALL SLABS

11.00

OB  +  FA

 

W  C  C  to  P C A R D  Bank

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

MT Ordinary

   
 

MT Small

   
 

MT Drip Ordinary

   
 

MT Drip Small

   
 

MT Sericulture Ordinary

   
 

MT Sericulture Small

   
 

MT Swarnajayanti Ordinary

   
 

MT Swarnajayanti Small

   
 

MT IRDP

   
 

MT Special Component

   
 

M T agril  Loan  for  common  purposes 

01-04-2013

ALL SLABS

11.00

FA

 

M T agril  loan  for  drip  and  Sprinklers 

01-04-2013

ALL SLABS

11.00

FA

 

M T agril  loan  to  societies  for  Tractor,  Power  tiller,  Trailor

01-04-2013

ALL SLABS

11.00

FA 

 

MT Conversion Ordinary

   
 

MT Conversion Small

   
 

MT Conversion Areca Ordinary

   
 

MT Conversion Areca Small

   
 

M T Conversion 

01-04-2011

ALL SLABS

10.50

FA

 

M T   Non agril  loan  to  societies  for  Tractor,  Power  tiller,  Trailor

   

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

M T Non agril  loan to  agril  societies  for  cattle shed, Farm house, Residential  house 

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

Other  MT  loan  to  agril  societies  for  vehicles 

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

MT Housing Loan to Societies

   
 

MT Others to Housing Societies

   
 

MT to Industrial Societies

   
 

MT to Employees Societies

   
 

M  T  to  employees  societies 

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

MT to Urban Bank

   
 

MT Non Agril to Other Societies

   
 

M  T  to  tile  factories 

   

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

M  T    to  labour  societies 

01-04-2011

ALL SLABS

12.50

OB  +  FA

 

Vehicle  loan  to  societies 

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

M  T  Loan  to  societies  for  SHG 

01-04-2011

ALL SLABS

11.50

OB  +  FA

 

Other   MT   loan  to agril  societies  for   consumer   durables  other  than solar   light   and   heater

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Other   MT   loan  to agril  societies  for   consumer   durables   solar   light   and   heater  only

01-04-2011

ALL SLABS

11.00

OB  +  FA

Individual Loans

 

Gold  loans  to  individuals 

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Express  Gold  Loan 

07-12-2011

ALL SLABS

13.00

  FA

 

N S C Loan 

01-07-2011

ALL SLABS

13.50

OB  +  FA

 

IVP Loan

   

01-07-2011

ALL SLABS

13.50

OB  +  FA

 

KVP Loan

01-07-2011

ALL SLABS

13.50

OB  +  FA

 

Sweater Loan

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

SJGSY Credit Card S T L

16-07-2005

ALL SLABS

12.00

FA Only

 

S  T  N  F  S   to  individuals 

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

S  T  Loan  to  S H G

01-07-2011

ALL SLABS

12.50

OB  +  FA

 

ST Compensation

   
 

ST  Loan Others

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Festival Advance

   
 

Bills Discounted

   
 

Bills Discounted  to  individuals

01-04-2011

Below  1 Crore   

14.00

OB  +  FA

01-04-2011

1  crore  and  above

12.00

OB  +  FA

 

Overdrafts Individuals

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

O D  Against Deposits to  Individuals

   
 

ALL SLABS

2% Above Deposit Rate

OB + FA

 

Overdrafts SHG

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

Overdraft

01-03-2005

ALL SLABS

14.00

BEGINNING

 

Cash Credit

01-03-2005

ALL SLABS

13.00

BEGINNING

 

WCC Tertiary

   

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

WCC NFS

   

01-11-2010

1  Crore  and  above

12.00

OB  +  FA

 

Loans  for  Residential  Complex/Commercial  complex  and  Hotel  industries (CCH)

07-12-2011

ALL SLABS

13.00

 FA

 

INDEL  Loan  (Industry  purpose)

07-12-2011

ALL SLABS

13.00

 FA

 

Loans  For  Transport  Operations  (TRR)

07-12-2011

ALL SLABS

13.00

  FA

 

Working  Capital  Loan for  service  sector   (WCC)

07-12-2011

ALL SLABS

13.00

 FA

 

WCC SHG

   

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

MT NFS to Individuals

01-04-2011

Below  1  Crore

14.00

OB  +  FA

01-11-2010

1  Crore  and  Above 

12.00

''

 

Loans  for  Residential  Complex/Commercial  complex  and  Hotel  industries (CCH)

   

07-12-2011

ALL SLABS

13.00

  FA

 

INDEL  Loan  (Industry  purpose)

07-12-2011

ALL SLABS

13.00

 FA

 

Loans  For  Transport  Operations  (TRR)

07-12-2011

ALL SLABS

13.00

 FA

 

Term Loan to Individuals (Salary)

   

01-04-2011

ALL SLABS

13.00

OB  +  FA

 

Term Loan to Individuals (Self  Employers)

01-04-2011

ALL  SLABS

14.00

OB  +  FA

 

Composite Loan (COMP LOAN)

07-12-2011

ALL SLABS

13.00

 FA

 

Housing Loan to Individuals

   

01-06-2014

ALL SLABS

11.00

OB  +  FA

 

Housing  Loan  to  individuals  without  regular  income 

01-6-2014

ALL SLABS

11.00

OB  +  FA

 

Vehicle Loan to Individuals

   

01-07-2011

Up  to 36  MONTHS

12.50

OB  +  FA 

 

>  37  MONTHS -60 MONTHS

13.00

OB  +  FA

 

>  60 MONTHS

13.50

OB  +  FA 

 

Vehicle   loan   to   individuals   for  old  vehicles  such   as     Car,   Jeep,    Mini bus,   Tempo,   Truck,   Tipper,

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

Vehicle  Loan  to  individuals  for  non  commercial  vehicles                                        

   

01-07-2011

ALL SLABS

12.00

OB  +  FA

 

Vehicle  loan  to  individuals  for  Tractor,  Trailor,  Power  tiller 

   

01-8-2014

ALL  SLABS

13.00

OB  +  FA

 

Vehicle  loan  for  two  wheeler  (inserted BMR 48)

01-07-2011

ALL SLABS

12.50

OB  +  FA

 

CDL to Individuals

   

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

C D L to  individuals  for   Solar  light  and  Heater  only

01-04-2011

ALL SLABS

12.00

OB  +  FA

 

Tertiary  sector  loan  to  individuals 

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

MT Prawn Farming

   

01-04-2011

ALL SLABS

14.00

OB  +  FA

 

MT Compensation

   
 

MT SHG

   
 

M  T  Loan  to  S H G

01-07-2012

ALL SLABS

12.50

OB  +  FA

 

SJGSY Credit Card  M. T. L.

   
 

MT Other Loans to Individuals

   
 

Poultry  Loan  to  individuals 

01-04-2011

ALL SLABS

14.00

OB  +  FA

On lending GzÉÝñÀzÀ §UÉÎ PÀȶ ºÁUÀÆ PÀȶAiÉÄÃvÀgÀ ¸ÀAWÀUÀ½UÉ ¤ÃqÀĪÀ §AUÁgÀzÁVÃ£É ºÁUÀÆ EvÀgÀ C¯ÁàªÀ¢ü ¸Á®UÀ½UÉ ¢£ÁAPÀ : 19-11-2012 jAzÀ §rØzÀgÀ ±ÉÃPÀqÁ 12.00

   

ATM

   

NEFT-RTGS

   

1371628192 sms-alert

   
© Kanara DCC Bank